At Market Intelligence we believe different parts of the credit market behave differently at different points of the credit cycle.
Active · 47% weight
Debt funding for the purchase or development of real estate assets, typically secured with registered mortgages over the underlying property.
Yield 9.52% · Duration 0.57 yrs
Active · 43% weight
Debt funding to businesses and corporates to support suitable, credit-worthy business strategies — directly originated or syndicated.
Yield 10.16% · Duration 1.44 yrs
Mandate · 0% weight
Funding to facilitate trade and commerce between businesses — typically short-duration, self-liquidating and counterparty-secured.
Mandate · 0% weight
Exposure to a diversified basket of consumer and personal loans or finance facilities, typically granular and high-frequency.
Currently overweight Australian real-estate and corporate debt · cash held in transit 9.39%. Sub-class allocation is dynamic — re-balanced as relative value across the credit cycle dictates. As at 1 May 2026.
Proprietary iPartners network. Borrower creditworthiness, asset backing and diversification fit. Only strong downside protection progresses.
Macro, duration and yield-curve overlay. Sector and relative-value analysis. Bottom-up borrower evaluation. Cash-flow modelling and scenarios.
Strict financial covenants. Robust collateral. Clear borrower reporting obligations. Legal safeguards designed for capital preservation.
Multi-stage Investment Committee review. Single-asset limit ~10% of portfolio. Diversified across sectors, geographies and borrower profiles.
Continuous review of borrower performance. Three Lines of Defence risk model. Capital recycled from maturing loans into new opportunities.